Social Security Income Tax Limit 2025 Over 65. There is no earnings cap after full retirement age. If you are under full retirement age for the entire year, we deduct $1 from your benefit payments for every $2 you earn above the annual limit.
The oasdi tax rate for wages paid in 2025 is set by statute at 6.2 percent for employees and employers, each. In 2025, the social security income limit is $23,400 (up from $22,320 in 2024) if you are under full retirement age for the entire year.
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